(w.e.f . 22nd July, 2013)
| Sr.No. | Particulars | Rates |
| 1. | A. Housing Loan(Residential) | |
| (i) Upto Rs. 3 lakh | 7.50% | |
| (ii) Above Rs. 3 lakh upto Rs. 5 lakh | 9.25% | |
| (iii) Above Rs. 5 lakh upto | 10.75% | |
| B. Housing Loan(Commercial) | ||
| (i) Upto Rs. 5 lakh | 12.90% | |
| (ii) Above Rs. 5 lakh | 13.90% | |
| 2. | Personal Loans | |
| (i) Upto Rs. 25,000/- | 15.25% | |
| (ii) Above Rs. 25,000/- | 17.00% | |
| 3. | Loan Against Security of NSC/KVP/LIP etc. with adequate margin. | 10.25% |
| 4. | Overdraft Against Security of NSC/KVP/LIP etc. with adquate margin. | 10.50% |